Subqora vs Copilot Money
Copilot Money is a paid, bank-linked budgeting app for US Apple users, where subscriptions are one feature among many. Subqora is a free, subscription-only tracker for iPhone and Android that never connects to your bank.
We make Subqora, so read this with that in mind — we have tried to be fair, and we say where Copilot Money is better. Facts checked October 21, 2026 from Copilot Money’s own website and store listings (sources below).
Side by side
- Platforms
- Subqora: iPhone, Android
- Copilot Money: iOS, macOS, Web
- Where it works
- Subqora: Any country
- Copilot Money: United States only.
- How subscriptions get in
- Subqora: You add them — catalog of 140+ services, or custom
- Copilot Money: Automatic, from linked accounts.
- Bank login needed
- Subqora: No
- Copilot Money: Yes
- Price
- Subqora: Free with ads, every feature. Pro removes ads: $2.99/month or $29.90/year in the US (save ~17% with yearly; prices may vary by country), 7-day free trial.
- Copilot Money: Copilot (monthly, App Store in-app purchase): $13.00 / month; Copilot (yearly, App Store in-app purchase): $95.00 / year
- Cancels subscriptions for you
- Subqora: No — reminds you in time, with cancel guides
- Copilot Money: No cancellation service found on official pages.
- Store rating
- Subqora: Not enough ratings yet
- Copilot Money: App Store (US): 4.8 (31K ratings)
Where Copilot Money is better
- Automatic detection with a polished, full budgeting app around it
- No ads, plus a clear statement that it does not sell financial data
- Web and Mac access
Where Subqora is better
- Free — Copilot has no free tier.
- Runs on Android; Copilot is iPhone, iPad, Mac and web.
- No bank connection and not limited to the US.
Which should you pick?
Pick Copilot if you want a full, polished budgeting app in the US and are happy to pay for it. Pick Subqora if you only want to keep subscriptions in check, for free, without linking your bank.
What we could not confirm
- Prices on the official website (loaded by JavaScript and not readable). Prices here come from the App Store in-app purchase list.
- Free trial length (the site mentions a free trial and a test drive but no duration was readable)
- Android app: none found on Google Play and not mentioned by the official site
- Whether Copilot sends renewal reminders specifically for subscriptions
Sources
- www.copilot.money — checked 2026-10-21
- www.copilot.money/privacy-and-security — checked 2026-10-21
- help.copilot.money/en/articles/10768078-how-do-you-get-my-financial-da... — checked 2026-10-21
- help.copilot.money/en/articles/10715424-international-currency — checked 2026-10-21
- apps.apple.com/us/app/copilot-smart-budgets-bills/id1447330651 — checked 2026-10-21
Copilot Money is a trademark of its owner; Subqora is not affiliated with it. Prices and features change — if something here is out of date, tell us at support@subqora.app and we will fix it.