The best subscription tracker apps, compared
The right subscription tracker depends on one question: will you link your bank? If yes and you live in the US, Rocket Money finds subscriptions automatically and can cancel them for you; in the UK, Emma and Snoop do the same. If you would rather not link your bank, Subqora (free, iPhone and Android) and Bobby (iPhone) let you add subscriptions yourself and remind you before each renewal.
We make Subqora, so it is on this list — we have kept to facts from each app’s own website and store listing, checked in October 2026, and we say where others are better.
At a glance
| App | Platforms | Bank login | Where | Free plan |
|---|---|---|---|---|
| Subqora | iPhone, Android | No | Any country | Yes — every feature, with ads |
| Rocket Money | iOS, Android, Web | Yes | United States only | Yes |
| Bobby - Track subscriptions | iOS | No | No regional restriction found | Yes |
| Hiatus - Subscriptions & Bills | iOS, Android, Web app | Yes | Built for the US: US App Store and Googl... | Yes |
| Chronicle - Bill Organizer | iOS, macOS | No | No regional restriction found (US App St... | Yes |
| Copilot Money | iOS, macOS, Web | Yes | United States only | No |
| Emma - Budget Planner Tracker | iOS, Android, Web | Yes | UK, US and Canada (help center: "Emma is... | Yes |
| Snoop | iOS, Android | Yes | UK | Yes |
Trackers without a bank login
Subqora — free on iPhone and Android
Subqora is a free subscription tracker app for iPhone and Android that shows every subscription in one place and reminds you before each one renews — without connecting to your bank. Every feature is free with ads; Pro ($2.99/month or $29.90/year in the US (save ~17% with yearly; prices may vary by country)) removes them, with a 7-day free trial. It does not find subscriptions on its own or cancel them for you — you add each one, and it reminds you in time. More about Subqora.
Bobby - Track subscriptions
iPhone users who want a simple, private, manual subscription list and would rather pay once than subscribe. Not for Android users.
- No bank login and data stays on the device
- One-time purchase instead of a subscription
- Clean, simple design focused only on subscriptions
Subqora vs Bobby - Track subscriptions
Chronicle - Bill Organizer
Apple users (iPhone, iPad, Mac) who want a manual bill and subscription organizer with forecasting and household sharing. Not for Android.
- No bank login
- Strong for all bills, not just subscriptions (payment history, forecasting, saving for irregular bills)
- Mac app and partner sharing
Subqora vs Chronicle - Bill Organizer
Trackers that link your bank
These find subscriptions automatically from your transactions, which saves typing — in exchange for read access to your bank or card accounts through a provider such as Plaid or Open Banking.
Rocket Money
US residents with US bank accounts who are happy to link their bank and want automatic detection, plus hands-off cancellation and bill negotiation, and who will pay for Premium.
- Finds subscriptions automatically, so you don't need to remember them
- Can cancel subscriptions for you (Premium) and negotiate bills
- Full budgeting, net worth and credit tools in the same app
- Large, established user base
Hiatus - Subscriptions & Bills
US users who will link their bank and want cancellation and bill negotiation for a flat Premium fee rather than a share of savings.
- Automatic detection from bank data
- Bill negotiation without a percentage-of-savings fee (included in Premium)
- Cancellation help plus budgeting in one app
Subqora vs Hiatus - Subscriptions & Bills
Copilot Money
US Apple users who want a premium, paid all-in-one budgeting app where subscription tracking is one feature among many.
- Automatic detection with a polished, full budgeting app around it
- No ads, plus a clear statement that it does not sell financial data
- Web and Mac access
Emma - Budget Planner Tracker
UK (also US/Canada) users who want a bank-linked budgeting app with subscription tracking and price-hike alerts, and may pay for Plus or Pro.
- Automatic detection plus price-hike alerts
- Full budgeting app available in UK, US and Canada
- Both iOS and Android
Subqora vs Emma - Budget Planner Tracker
Snoop
UK users comfortable with Open Banking who want automatic subscription and bill tracking plus switching deals, mostly for free.
- Automatic detection with bill-increase and renewal alerts
- Useful free tier
- Bill switching deals for UK utilities and contracts
How to choose
- Want it automatic and live in the US? A bank-linked app such as Rocket Money.
- In the UK? Emma or Snoop, if you are comfortable with Open Banking.
- Prefer not to link your bank? Subqora (iPhone and Android) or Bobby (iPhone).
- Want every bill, not just subscriptions, on Apple devices? Chronicle.
All names are trademarks of their owners. Prices and features change; each comparison page lists its sources and the date they were checked.