Subqora vs Rocket Money
Rocket Money finds subscriptions automatically by linking your bank, can cancel them for you on its paid plan and negotiates bills — but it works only in the US. Subqora never connects to your bank: you add subscriptions yourself, it is free with every feature, and it works anywhere on iPhone and Android.
We make Subqora, so read this with that in mind — we have tried to be fair, and we say where Rocket Money is better. Facts checked October 21, 2026 from Rocket Money’s own website and store listings (sources below).
Side by side
- Platforms
- Subqora: iPhone, Android
- Rocket Money: iOS, Android, Web
- Where it works
- Subqora: Any country
- Rocket Money: United States only.
- How subscriptions get in
- Subqora: You add them — catalog of 140+ services, or custom
- Rocket Money: Automatic, from linked bank and card accounts.
- Bank login needed
- Subqora: No
- Rocket Money: Yes
- Price
- Subqora: Free with ads, every feature. Pro removes ads: $2.99/month or $29.90/year in the US (save ~17% with yearly; prices may vary by country), 7-day free trial.
- Rocket Money: Free: $0 / forever; Premium: $7-$14 ("pay what you think is fair" sliding scale; App Store in-app purchases listed from $2.99 to $9.99) / month; Premium+: $15 / month; Bill negotiation (Free and Premium users): 35%-60% of the first year's savings, charged only if the negotiation succeeds / one-time per successful negotiation
- Cancels subscriptions for you
- Subqora: No — reminds you in time, with cancel guides
- Rocket Money: Yes, Premium only.
- Store rating
- Subqora: Not enough ratings yet
- Rocket Money: App Store (US): 4.5 (401K ratings) · Google Play (US): 4.5 (141K reviews; 10M+ downloads)
Where Rocket Money is better
- Finds subscriptions automatically, so you don't need to remember them
- Can cancel subscriptions for you (Premium) and negotiate bills
- Full budgeting, net worth and credit tools in the same app
- Large, established user base
Where Subqora is better
- No bank or card login — nothing to link, nothing to share.
- Works outside the US; Rocket Money needs a US bank account.
- Every feature is free (with ads); Pro only removes ads.
Which should you pick?
Pick Rocket Money if you live in the US, are happy to link your bank, and want automatic detection plus someone to cancel for you. Pick Subqora if you would rather not connect your bank, live outside the US, or just want a clear list with reminders before each renewal.
What we could not confirm
- Exact Premium price shown in-app: the official learn page says $7-$14/month, but App Store in-app purchases run from $2.99 to $9.99, and the help center only says the price is a sliding scale that varies by platform
- Whether Premium has an annual option (no official page found that states one)
- Multi-currency support (no official statement found; it is a US-only service)
- A search-engine summary said bill negotiation becomes Premium+-only with no fee from 2026-11-02. The official help article fetched on 2026-10-21 does not say this, so it is not used here.
- The press release itself (rocketcompanies.com) returned HTTP 403. The rename date comes from Rocket Money's own company-updates page and search snippets of that press release.
Sources
- www.rocketmoney.com/company-updates — checked 2026-10-21
- www.rocketcompanies.com/press-release/adding-rocket-fuel-to-your-finan... — checked 2026-10-21
- www.rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-... — checked 2026-10-21
- help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-co... — checked 2026-10-21
- help.rocketmoney.com/en/articles/9744474-bill-negotiation-charge-expla... — checked 2026-10-21
- help.rocketmoney.com/en/articles/934402-how-do-i-cancel-a-subscription — checked 2026-10-21
- help.rocketmoney.com/en/articles/2677184-premium-membership-features — checked 2026-10-21
- help.rocketmoney.com/en/articles/79778-does-rocket-money-support-inter... — checked 2026-10-21
- www.rocketmoney.com/security — checked 2026-10-21
- www.rocketmoney.com/feature/manage-subscriptions — checked 2026-10-21
- apps.apple.com/us/app/rocket-money-bills-budgets/id1130616675 — checked 2026-10-21
- play.google.com/store/apps/details?id=com.truebill — checked 2026-10-21
Rocket Money is a trademark of its owner; Subqora is not affiliated with it. Prices and features change — if something here is out of date, tell us at support@subqora.app and we will fix it.